Earn 5% cash back on your top eligible spend category each billing cycle, up to $500 spent
0% Intro APR for 15 months on purchases and balance transfers
No annual fee
Access to Citi Entertainment for exclusive experiences and events
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Introducing the Citi Custom Cash Card, a versatile credit card designed to cater to the diverse spending habits of consumers in the United States.
With the ability to earn 5% cash back on your highest eligible spend category each billing cycle, such as groceries, dining, or entertainment, this card uniquely adapts to your financial lifestyle.
Designed with a dynamic approach to rewards, the Citi Custom Cash Card empowers you to maximize your cashback earnings without the hassle of manual adjustments.
Explore financial flexibility with a card that intuitively works for you.
With the Citi Custom Cash Card, you can maximize your rewards by earning 5% cash back on your highest spending category each billing cycle.
This category is automatically selected based on where you spend the most, such as dining, groceries, or gas.
You're rewarded on up to $500 in this category each month, making it a great way to gain value from regular expenses.
After the $500 cap, purchases earn 1% cash back, ensuring continued benefits.
The Citi Custom Cash Card offers a 0% introductory APR for the first 15 months on both new purchases and balance transfers.
This can make managing large expenses more manageable by spreading payments interest-free.
If you transfer an existing balance from another card, this offer could help reduce interest charges significantly.
However, a balance transfer fee applies, so it’s important to consider this when evaluating savings.
After 15 months, the standard variable APR applies based on your creditworthiness.
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When you have a credit card with no annual fee, like the Citi Custom Cash Card, you save money every year simply by holding the card.
This is especially beneficial for those who want to enjoy the card’s perks without worrying about an extra cost.
You keep more money in your pocket, which can be used for other important expenses or savings.
A no annual fee card provides flexibility and financial breathing room, making it a wise choice for responsible cardholders.
The Citi Custom Cash Card offers access to Citi Entertainment, which means you get opportunities to enjoy exclusive events and experiences.
Imagine getting special tickets to concerts, sports events, or dining events that are not available to the general public.
This benefit enhances your lifestyle without extra effort on your part.
It’s like having a VIP pass that helps you create memorable moments with friends and family, simply by using your card.
Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on our platform. Her goal is to empower readers with practical advice and strategies for financial success.